We will provide advice on all aspects of investments. We have products to suit all types of investors. Investing your money sensibly can provide you with security for the future. We all have reasons to save and when investing there are a few simple questions you need to ask yourself:
As an independent adviser with access to many fund choices you can be assured of getting the best advice and the right investment strategy for you.
Before you decide to invest, it is very important that you ask yourself how comfortable you would be if your investment lost some value especially in the short-term.
Investing is usually for the medium to long-term (typically, 5-7 years or more) to give investments time to grow in value. However, even long-term investing involves risk as values will fluctuate over time and most investments do not provide a guaranteed level of return or a promise that you will not lose money.
In general, the greater the potential return you want from your savings and investments, the greater the risk you have to take. It is important to talk to a financial advisor about the level of risk you are prepared to accept and what it will mean to the returns you can expect. This should then influence the type of funds that you invest in – funds that suit your appetite for investment risk.
For more information on risk and the different level of risks faced by investors, you can log on to theNational Consumer agency website – www.itsyourmoney.ie
Risk can vary from fund to fund and it is very important, before you make any investment decision, that you understand all the risks associated with any fund. This will be key to picking the fund that best suits your needs.
Warning: Past Performance in not a reliable guide to the future.
Warning: The Value of your investment may go down as well as up.
Warning: If you invest in this product you may lose some or all of the money you invest.